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San Diego Real Estate Spotlight: Homes for Sale Cardiff CA 92007

Cardiff and Cardiff-by-the-Sea, San Diego 92007 Homes For Sale – San Diego’s Best Deals On Cardiff-by-the-Sea Homes And Condos

Search All Homes And Condo’s For Sale In Cardiff 92007 Here: http://freesdhomesearch.com/homes-for-sale-cardiff-encinitas-california/

Cardiff homes and condos for sale

Like most people looking to buy an oceanfront property for use as a vacation home or as your full-time residence, one option you really must consider is buying a home or condo for sale in the seaside community Cardiff-by-the-Sea, known to the locals as Cardiff.

Cardiff-by-the-Sea, is located in Encinitas which is a north coastal community of San Diego county. One unique thing about this beach community is that it has its own zip code, 92007.

Cardiff is bordered to the south by Solana Beach, and by Carlsbad to the north as well as east.

Historical records say that Cardiff got its name in honor of the town of Cardiff, Wales. Developer J. Frank Cullen broke ground in this former farming community to begin building homes in 1911. Cullen’s wife was from Cardiff, Wales and requested this new community be named in honor of her homeland in England.

With so much to see and do in this beach town of less than 12,000 people who call Cardiff-by-the-Sea home, this quaint area still pays homage to the other Cardiff with streets named Birmingham, Oxford, Chesterfield, and Manchester too.

Cardiff-by-the-Sea is widely known for its Reef, a popular location for surfer the world over. Over the last 70 years, the Reef, which is known for its epic wave conditions year round, has grown from being the hangout of a few local surfers to one of the most popular locations for surfing in San Diego County.

At low tide, you can stroll along a flat rock reef that stretches out from shore 40+ feet. Visitors and residents alike enjoy exploring this area and the adjacent tide pools that make up the beautiful natural setting. Come see for yourself all the beauty that is Cardiff California 92007

Click Here to Search All available Cardiff Homes For Sale: http://freesdhomesearch.com/homes-for-sale-cardiff-encinitas-california/

Cardiff San Diego Homes are open for showings daily. Contact Sandro 858 255 0135. Ok to text.

Proudly brought to you by Big Block Realty. Sandro Natale, Oliver Graf and Sam Khorramian. Contact a professional Today! www.BigBlockRealty.com

Cardiff-by-the-Sea Real Estate – Let us help you with San Diego’s Best Deals On Cardiff and Cardiff-by-the-Sea Homes And Condos

Your friends and local real estate experts,
Real Estate Experts Sandro Natale, Oliver Graf, Sam Khorramian

Sandro, Oliver, Sam

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

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How To Choose The Right Realtor When Buying A Property?

When it comes to choosing a real estate agent, you have many choices.

So you want to make sure you work with the best…

“I offer my strongest endorsement to Oliver Graf and the home team for going above and beyond my expectations and for making my home buying experience as seamless as possible.” – Jason Y. Oceanside

We invite you to experience the level of service our team provides and how we leverage technology (and the internet) to make the entire home buying process successful, fun, and hassle free.

Contact us anytime with questions—>Contact or Email us direct <—

Not only that, it is our mission to make sure that we always put our clients in the best possible position.

happy customers 2The bottom line is that we’re committed to your best interests. There aren’t many other Realtors(R) who will say that. We want you to feel like the process is a smooth one and we are always here to help you through it, whether you are looking to buy or sell a home or property in San Diego.

Part of that involves our always being available to dispose of information on your behalf, whether to listing agents or other interested parties. We will always guard your information to get the most negotiating leverage so that you will get the best deal possible for your sale or purchase.

You can rest assured that buying or selling a home with us will not involve the headaches usually associated with working with other Realtors(R).

You can also search for a San Diego home for sale by viewing current listings with detailed descriptions and photos here –> www.FreeSDHomeSearch.com . Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in beautiful San Diego.

“Helping You WIN In This Market”

We look forward to hearing from you!

Your friends and local real estate experts,

San Diego Realtors

Sandro, Oliver, Sam

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

 

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4 Reasons to Consider Foreclosures and REO Properties

There are pros and cons to everything but for buyers considering foreclosure homes and properties for sale, we think the pros outweigh the cons. While homes in foreclosure were once seen as damaged goods, they are now being viewed as a viable option for home buyers  As with anything in life, there are always unknowns but these tips should help with the home buying process, with regard to foreclosures.

So what are the pros of Buying Homes in Foreclosure 

Foreclosures and REO’s provide options.

California real estate has seen a decrease in inventory in recent years. Combine this with the fact that the economic downturn led to an increased number of homes and properties in foreclosure.

If you are willing to look at foreclosure and short sale homes, you and your Realtor have a much larger pool of possible properties to search from.

Homes and properties in foreclosure are more affordable.

 California home buyers can save money and get great deals when considering the option of buying homes in foreclosure.

Although the competition is high, foreclosure properties are usually priced at least 5% below current market value. Sometimes they can even be up to 15% less. Bank-owned properties in California are sold as-is, without disclosures. It’s important to do your homework so that if you do find out a home in foreclosure has a major problem, you can negotiate a lower price.

Foreclosured properties can be hidden gems.

 While some homes in foreclosure need some TLC, there are many options of foreclosure and short sale homes that are actually great finds as is. Just because a California property for sale is in foreclosure doesn’t mean there is anything wrong with the property. Homes in every price range were affected by the economic downturn so it’s not unusual to find luxury homes in foreclosure that are also in good condition.

Banks are ready to sell.

 Properties in foreclosure or sold in short sale are usually bank-owned. Banks are not in the home-owning business. We find that banks want quick turnaround for taking foreclosures and short sales off their hands. If you are a well-qualified buyer serious about making a purchase, banks will want to work with you.

These are just a few of the possible reasons to consider looking at a home or property in foreclosure or being sold in a short sale. If you are looking for your next home in San Diego, Oceanside, Pacific Beach or another nearby area, our team here at Big Block Realty wants to help!

If you would like any additional information or have any questions, please contact us anytime.

Your friends and local real estate experts,

San Diego Realtors

Oliver, Sam, Sandro

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

Proudly serving all of San Diego County including: Oceanside, Carlsbad, Leucadia, La Costa, Encinitas, Cardiff, Del Mar, La Jolla, Pacific Beach, Escondido, San Marcos, Poway, Rancho Bernardo, Vista, Chula Vista, Spring Valley, Point Loma, Coronado, all other cities in San Diego!

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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How to Flip A House And Make Money: 5 Tips For Quick Turning (Flipping) A House

5 Tips For Quick Turning (Flipping) A House

San Diego Real Estate Flips

On one of those “house flipping” shows on TV, a young couple was running $14,000 over budget on their first fixer-upper investment (and 11 weeks behind schedule). They ran out of money and put the house on the market with a low quality looking “fix-ups” and visible damage still needing to be taken care of. Of course buyers would see these things first, making a bad impression. You can avoid this by starting with changes that are most important. Then if you run out of money or time, you’ve already done the things that will make the home sell.

When quick turning or “flipping” property the first two tips are not about what to fix or change, but rather about time and money. Specifically, they are about how to determine how much to pay for your “quick turn property” in the first place. Read through the first two with caution then and make sure that you follow these carefully.

1. Know Your Numbers

Knowing the numbers will be a key to your success when looking to invest in real estate. What price will the house sell for after you are all done with the fix-ups? You need a clear idea of the ARV (after repair value) to safely make an offer on a property. Do not guess that you’ll sell the home for $20,000 more than what you put into it. You don’t decide what a home is worth – the market does, so get advice if necessary. Then subtract from the ARV all possible costs you will have, including price, buying costs, repair costs, holding costs, and the costs of selling. Now subtract the profit you want, and you have the highest price you should pay. Start with an offer lower than this, of course.

2. Stay on Schedule

You HAVE to set a schedule and stick to it. Too many house-flipping projects have gone wrong due to falling behind schedule. For example, you think you can get the plumber in and out of the house in the first week, but it takes a month, so you can’t close the walls up, and everything else gets behind schedule. Meanwhile you’re spending $2,500 per month on holding costs like loan payments, utilities, property taxes and insurance. Be sure to check before you finalize the offer, to see how long things like windows, plumbing and dry-walling will take. Also, make completion dates a part of any contracts you sign with contractors.

3. Figure the ROI of Improvements

Some improvements will have a much higher ROI. The Return-on-investment (ROI) for each possible improvement should determine what you do to the home. You’ll be guessing at times, but the principle is that you do only those things which increase the value of the home substantially more than what they cost. Such high-ROI improvements vary by area and by type of home, but they typically include painting, carpeting, landscaping, and finishing unfinished space. With a small house, you might get new flowers and bushes, fresh paint, and all new carpeting for less than $7,000, and possibly raise the market value of the home by $14,000.

4. Know Your Buyers

You need to know as much as possible about your potential buyers. A single story Spanish style home in a neighborhood full of retired couples, won’t sell well to the younger crowd. Know what kinds of buyers are likely to want the home (and neighborhood) before you start. Then, after improving it with those buyers in mind, market it appropriately. You or your agent should identify and advertise the benefits that matter to your buyers, whether this includes “close to stores” or “country living.”

5. Price It Right

This is the key to having success and selling fast. Selling fast means you can save thousands of dollars in holding costs. You may also have other projects waiting for that money. To sell fast, price it slightly below market value – and let buyers know it’s a deal. It may seem that if you sell for $3,000 under market, you’re losing $3,000, but you are possibly saving a couple thousand in the holding costs you’ll pay if it takes an extra six weeks to sell at a higher price. Also, if you are a serious investor, flipping a house fast means getting the money into your next project fast. Buy right, and use the other tips here, and there should be plenty of profit left in any case. These tips are the foundation for having massive success in the house flipping business.

Now you can go out and make it happen!

If you need any help or have any questions, feel free to contact me anytime.

Your friends and local real estate experts,

Oliver, Sam, Sandro

The Home Team

Contact us anytime:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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How to Buy A Property – “I’m ready to Buy a Home… Now What?”

How to buy a property

So you are ready to make a move?

With prices still about 30% below average.  Now is the right time to buy real estate.  If you’re like us here in San Diego, the market is tight so you’ll want to consider these strategies to make the home buying process easy and smooth.

1) Stay Calm – Patience will go a long way.  Don’t spend more than you can really afford.  Buyers can get caught up in the hype, and that can sometimes put pressure on buyers to spend more than they anticipated.

2) Make Your Best Offer – When bidding on a home with multiple offers, you need to come to the table with your best foot forward.  Don’t be afraid to offer an increased deposit and ALWAYS make sure you submit your offer with a pre-approval letter from your mortgage lender and your proof of funds.  Pre-approvals are an absolute must and without them your home buyers offer will be much less likely to be accepted.

Keys3) Check Your Credit First – Before you set off to look at houses, discuss your credit report with your mortgage lender.  Small discrepancies on your credit report can mean the difference of thousands of dollars.  A little known secret is that a simple Open/Closed discrepancy can be fixed with minimal effort in less than 30 days.

4) Account For Assets –  Be prepared for a strict underwriting process.  Mortgage lenders need to see a consistent income.  They will want to know where your money is and how much you’re spending per month, including the things you’re spending your money on.  Don’t purchase a car or change jobs or do anything significant that affects your income while obtaining financing for a new home purchase.  Always ask your mortgage professional about the do’s and don’ts.

5) Offer A Large Down Payment –  The larger your down payment is, the better.  A down payment of 20% or greater is a plus and will not go unnoticed. The larger your down payment is, the less likely you will run into issues with financing.

6) Write A Nice Letter To Go With Your Offer – This is a great way to stand out from the competition.  Assuming all things are equal, sometimes a nice letter from the heart written directly to the sellers explaining why this home is a perfect fit for your family can go a long way.  Buying and selling real estate is an emotional experience.  Families grow attachments to their home and it makes sense that the sellers will want to see a nice new family they can relate to buy their home from them.

7) Find A Good Agent – An experienced real estate agent will bring you knowledge about the home buying process.  Good agent’s will also make the home buying process enjoyable and smooth for all parties. (We would gladly apply for the job)

For any and all your real estate needs, don’t hesitate to reach out to The Home Team.

Real Estate Experts Sandro Natale, Oliver Graf, Sam Khorramian

Your friends and local real estate experts,

Oliver, Sam, Sandro

The Home Team

Contact us anytime:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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How To Buy A House – What Happens During The Home Buying Process?

How To Buy A House – What Happens During The Home Buying Process?

Having the right team behind you makes all the difference. san diego ca homes for sale

Purchasing a new home for sale is always an exciting time.  There are many important steps to follow when buying a home in San Diego.  These are the steps that your REAL ESTATE TEAM (your Real Estate Agent, lender, and the title and escrow company) will perform so that your transaction is successful.

Steps are in chronological order by days in a typical sale with 30 day escrow period.  Some steps occur simultaneously.

Day 1. Pre-approval and evaluation of your ­financing options [Lender].
Loan application form is completed [Lender].

Day 2 – 30. Choose a desired property,  present an offer and good-faith deposit [Real Estate Agent].

Day 31. Contract is reviewed with particular attention to the steps with specific dates [All team members].  If offer is accepted, the transaction is started and Title/Escrow is opened [Title and Escrow Company]

Day 32 – 35. Property inspections are ordered [Real Estate Agent].
Credit report and property value assessment are ordered [Lender].

Day 36 – 48. The preliminary title report is reviewed and sent to the lender and the Real Estate Agent [Title and Escrow Company].
The disclosure reports are delivered to the buyer [Real Estate Agent].
The preliminary title report is reviewed [All team members].
Buyer selects their desired loan [Lender].
Inspection contingencies are lifted [Real Estate Agent].
Loan contingencies are removed [Real Estate Agent].

Day 49 – 60. Final gathering of documents for loan approval [Lender].
Escrow ensures title report is free of errors and that in compliance [Title and Escrow Company].
Loan package is sent to the mortgage lender for ­final underwriter approval [Lender].
The Real Estate Agent gives fi­nal instructions for the closing [Real Estate Agent].
Escrow drafts instructions and get signed by all parties. [Title/Escrow].

Day 60 – 61.  All signed documents are returned to the lender [Title and Escrow Company].
Buyer and their Realtor does a Final walk through [Real Estate Agent].  The buyer deposits the funds balance in the escrow account [Title and Escrow Company]. Buyer and Seller exchange monies [Lender].
The deed is registered with the county [Title and Escrow company].
The transaction is closed and the keys are handed to the new owner with a smile! [Real Estate Agent]

That’s it!  We’re always happy to answer any questions.  And don’t forget our Free Home Search Tool.  Search for homes and condos for sale anytime!

Your friends and local real estate experts,

Oliver, Sam, Sandro

The Home Team

Contact us anytime:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact us direct <—

Big Block Realty
Always working hard for you!
CA DRE #01885775

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

Tags: , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , ,
Posted in FreeSDHomeSearch