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San Diego Real Estate Spotlight: Homes for Sale Cardiff CA 92007

Cardiff and Cardiff-by-the-Sea, San Diego 92007 Homes For Sale – San Diego’s Best Deals On Cardiff-by-the-Sea Homes And Condos

Search All Homes And Condo’s For Sale In Cardiff 92007 Here: http://freesdhomesearch.com/homes-for-sale-cardiff-encinitas-california/

Cardiff homes and condos for sale

Like most people looking to buy an oceanfront property for use as a vacation home or as your full-time residence, one option you really must consider is buying a home or condo for sale in the seaside community Cardiff-by-the-Sea, known to the locals as Cardiff.

Cardiff-by-the-Sea, is located in Encinitas which is a north coastal community of San Diego county. One unique thing about this beach community is that it has its own zip code, 92007.

Cardiff is bordered to the south by Solana Beach, and by Carlsbad to the north as well as east.

Historical records say that Cardiff got its name in honor of the town of Cardiff, Wales. Developer J. Frank Cullen broke ground in this former farming community to begin building homes in 1911. Cullen’s wife was from Cardiff, Wales and requested this new community be named in honor of her homeland in England.

With so much to see and do in this beach town of less than 12,000 people who call Cardiff-by-the-Sea home, this quaint area still pays homage to the other Cardiff with streets named Birmingham, Oxford, Chesterfield, and Manchester too.

Cardiff-by-the-Sea is widely known for its Reef, a popular location for surfer the world over. Over the last 70 years, the Reef, which is known for its epic wave conditions year round, has grown from being the hangout of a few local surfers to one of the most popular locations for surfing in San Diego County.

At low tide, you can stroll along a flat rock reef that stretches out from shore 40+ feet. Visitors and residents alike enjoy exploring this area and the adjacent tide pools that make up the beautiful natural setting. Come see for yourself all the beauty that is Cardiff California 92007

Click Here to Search All available Cardiff Homes For Sale: http://freesdhomesearch.com/homes-for-sale-cardiff-encinitas-california/

Cardiff San Diego Homes are open for showings daily. Contact Sandro 858 255 0135. Ok to text.

Proudly brought to you by Big Block Realty. Sandro Natale, Oliver Graf and Sam Khorramian. Contact a professional Today! www.BigBlockRealty.com

Cardiff-by-the-Sea Real Estate – Let us help you with San Diego’s Best Deals On Cardiff and Cardiff-by-the-Sea Homes And Condos

Your friends and local real estate experts,
Real Estate Experts Sandro Natale, Oliver Graf, Sam Khorramian

Sandro, Oliver, Sam

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

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Posted in FreeSDHomeSearch
How To Choose The Right Realtor When Buying A Property?

When it comes to choosing a real estate agent, you have many choices.

So you want to make sure you work with the best…

“I offer my strongest endorsement to Oliver Graf and the home team for going above and beyond my expectations and for making my home buying experience as seamless as possible.” – Jason Y. Oceanside

We invite you to experience the level of service our team provides and how we leverage technology (and the internet) to make the entire home buying process successful, fun, and hassle free.

Contact us anytime with questions—>Contact or Email us direct <—

Not only that, it is our mission to make sure that we always put our clients in the best possible position.

happy customers 2The bottom line is that we’re committed to your best interests. There aren’t many other Realtors(R) who will say that. We want you to feel like the process is a smooth one and we are always here to help you through it, whether you are looking to buy or sell a home or property in San Diego.

Part of that involves our always being available to dispose of information on your behalf, whether to listing agents or other interested parties. We will always guard your information to get the most negotiating leverage so that you will get the best deal possible for your sale or purchase.

You can rest assured that buying or selling a home with us will not involve the headaches usually associated with working with other Realtors(R).

You can also search for a San Diego home for sale by viewing current listings with detailed descriptions and photos here –> www.FreeSDHomeSearch.com . Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in beautiful San Diego.

“Helping You WIN In This Market”

We look forward to hearing from you!

Your friends and local real estate experts,

San Diego Realtors

Sandro, Oliver, Sam

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

 

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Posted in FreeSDHomeSearch
San Diego Real Estate Spotlight: Encinitas Homes for Sale

San Diego Area Spotlight: Encinitas 

encinitas-real-estate_720

Search Homes For Sale In Encinitas –> Encinitas Homes for Sale 

Are you looking for California real estate? One option we’d like to suggest is Encinitas real estate property. Encinitas, California is conveniently located between San Diego and Los Angeles. Just 25 miles north of San Diego, the city of Encinitas can be divided into five distinct areas.

One area, Old Encinitas, is divided from New Encinitas by a low lying coastal ridge. Old Encinitas has a lot of character with its mix of businesses and homes and eclectic architecture styles. New Encinitas offers more new developments including shopping opportunities and golf courses.

Olivenhain is another Encinitas area, which connects to Rancho Santa Fe by way of Encinitas Boulevard. Another popular area to look for an Encinitas home for sale is Leucadia. This older, more established community featured streets lined with trees and cultural attractions such as art galleries, boutiques and fashionable restaurants.

Cardiff-by-the-Sea is the fifth Encinitas area. This southernmost oceanfront community features streets named for British cities and classical composers is home to the Lux Art Institute as well as the San Elijo Campus of Mira Costa College.

Encinitas, California, with its rugged coastal terrain, is a popular location for individuals looking to buy a vacation home or a permanent home. This coastal city, surrounded by Batiquitos Lagoon and San Elijo Lagoon, has a wide variety of houses, condos and other properties in all different sizes and price ranges.

If you are considering buying a home or property in Encinitas, the climate is something to entice you. Encinitas residents enjoy Mediterranean climates with average daily high temperatures around 72.

Buying a home or condo in Encinitas would allow you to experience all that California has to offer. You’d be close to the cities of San Diego and Los Angeles, but far enough away to enjoy the peace and quiet of life by the sea.

Full details and photos of all Encinitas homes for sale –> click here to see all Encinitas Homes For Sale

Open for showings daily. Call Sandro @ 858 255 0135 ok to text. No solicitation please.

Encinitas Homes For Sale Spotlight – Encinitas 92007, 92023-92024 – Encinitas Real Estate

Search OceansideBankers Hill, Carlsbad, Encinitas Homes and Condos for sale anytime using our Free Home Search Tool —  http://www.FreeSDHomeSearch.com

To learn more about your options for houses or condos in Encinitas, please contact us anytime.

Your friends and local real estate experts,

San Diego Realtors

Oliver, Sam, Sandro

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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Why Hire A Realtor?

So why do you want to hire a Realtor® when buying a house anyway?

Well…

There are many advantages of hiring a Realtor® to represent you as the home buyer.  By working with your own personal Realtor your best interest is always being looked after.

Signing a Buyer Broker Agreement (the agreement used to hire a Realtor®) guarantees the highest form of consumer protection available to a real estate buyer.  By signing the buyer broker agreement, you are essentially hiring the elected buyer’s agent to represent you and your best interest during the transaction.

It’s important to work with a personal buyer’s broker (Realtor®) because…

Satisfied Customers Realtors–> As your buyer agent, we have a fiduciary duty to help you the home buyer locate the best home for your needs and to negotiate the best deal possible. With a Realtor on your side, buyers are assured of the greatest range of choices – the entire market.

–> There is NO COST to hiring our team as your buyer’s agent because the commissions are paid by the home seller or bank who is selling the property.

–> As your buyer’s agent, we will provide you with Value, Sales Statistics, Local Market & Neighborhood Conditions and evident physical defects.

–> We will also provide you with the facts on the neighborhood specifics and appreciation/depreciation values.

–> Your buyer’s agent will also assist you in arranging financing with a Mortgage Lender (if necessary).

On this site you will find a wide variety of useful information to help you buy or sell a home in San Diego. From information on the local community, to advice about finding a mortgage or preparing your home to sell, it’s all available here on our site.

You can also search for a San Diego home for sale by viewing current listings with detailed descriptions and photos here –> www.FreeSDHomeSearch.com . Or you can get help determining the value of your home by requesting a report that includes the prices of similar homes that recently sold or are currently for sale in beautiful San Diego.

“Helping You WIN In This Market”

Your friends and local real estate experts,

San Diego Realtors

Sandro, Oliver, Sam

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

 

 

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San Diego Homes for Sale: Buying Older Homes vs. Buying New Homes

Deciding that you are ready to buy a home is a big step. When you are thinking about buying a home, you have many options. One of these is the choice of whether to buy an old home or a new home. If you’re seeking an answer to this question, there isn’t one. Well, there’s an answer that is right for you but it varies from buyer to buyer depending on what your needs and desires are when buying a home.

There are pros and cons to buying older homes as well as pros and cons to buying new homes. The important thing to remember when you are considering buying a San Diego home for sale is what your needs are. Maybe you are ready for a challenge and want an older home that needs some TLC. You can sometimes get a better price on older homes if they need renovating.

Are you looking for a home that is move-in ready? While there are some older homes that are in great shape, you may want to consider looking at only newer homes. Of course location is also a key factor when deciding to buy an older home or a newer home.

In this video, we’re sharing some other things to consider and our tips on how to make the decision between buying an old home vs. buying a new one.

From helping you find the perfect home to writing that perfect purchase offer, our team here at Big Block Realty will be with you every step of the way!

To learn more about your options in the San Diego area for older homes as well as new or if you have any questions, please contact us anytime.

Your friends and local real estate experts,

San Diego Realtors

Oliver, Sam, Sandro

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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Posted in buy a home, buy a house, Buying Real Estate, curb appeal, home for sale, homes, house, house for sale, Real Estate Tips, Realtor Tips, Videos
4 Reasons to Consider Foreclosures and REO Properties

There are pros and cons to everything but for buyers considering foreclosure homes and properties for sale, we think the pros outweigh the cons. While homes in foreclosure were once seen as damaged goods, they are now being viewed as a viable option for home buyers  As with anything in life, there are always unknowns but these tips should help with the home buying process, with regard to foreclosures.

So what are the pros of Buying Homes in Foreclosure 

Foreclosures and REO’s provide options.

California real estate has seen a decrease in inventory in recent years. Combine this with the fact that the economic downturn led to an increased number of homes and properties in foreclosure.

If you are willing to look at foreclosure and short sale homes, you and your Realtor have a much larger pool of possible properties to search from.

Homes and properties in foreclosure are more affordable.

 California home buyers can save money and get great deals when considering the option of buying homes in foreclosure.

Although the competition is high, foreclosure properties are usually priced at least 5% below current market value. Sometimes they can even be up to 15% less. Bank-owned properties in California are sold as-is, without disclosures. It’s important to do your homework so that if you do find out a home in foreclosure has a major problem, you can negotiate a lower price.

Foreclosured properties can be hidden gems.

 While some homes in foreclosure need some TLC, there are many options of foreclosure and short sale homes that are actually great finds as is. Just because a California property for sale is in foreclosure doesn’t mean there is anything wrong with the property. Homes in every price range were affected by the economic downturn so it’s not unusual to find luxury homes in foreclosure that are also in good condition.

Banks are ready to sell.

 Properties in foreclosure or sold in short sale are usually bank-owned. Banks are not in the home-owning business. We find that banks want quick turnaround for taking foreclosures and short sales off their hands. If you are a well-qualified buyer serious about making a purchase, banks will want to work with you.

These are just a few of the possible reasons to consider looking at a home or property in foreclosure or being sold in a short sale. If you are looking for your next home in San Diego, Oceanside, Pacific Beach or another nearby area, our team here at Big Block Realty wants to help!

If you would like any additional information or have any questions, please contact us anytime.

Your friends and local real estate experts,

San Diego Realtors

Oliver, Sam, Sandro

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

Proudly serving all of San Diego County including: Oceanside, Carlsbad, Leucadia, La Costa, Encinitas, Cardiff, Del Mar, La Jolla, Pacific Beach, Escondido, San Marcos, Poway, Rancho Bernardo, Vista, Chula Vista, Spring Valley, Point Loma, Coronado, all other cities in San Diego!

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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M2I Homes For Sale. Get A Great Deal In M2I – Downtown San Diego

M2i San Diego Downtown Condo for saleM2I Homes For Sale. Get A Great Deal In M2I.

Find in-depth information about M2i San Diego including active listings, recent sales info, amenities, features and finishes.

M2i is located at 1050 Island Ave & 527 10th Ave. San Diego, CA 92101. Come make M2I your new San Diego home today!

Available Now @ M2ihttp://freesdhomesearch.com/index.php/downtown-san-diego-condos-for-sale/

M2i is a two tower complex encompassing the East Village city block bounded by Market Street and Tenth, and Eleventh and Island Avenues. Developed by CityMark, a company whose downtown works includes Fahrenheit and Doma, M2i features 77 lofts and shop-keeper units.

Some highlights of M2i’s unique styling include Mondrian-style wall elements in both the lobby and the fitness center. A lush courtyard, rooftop deck, and gated parking complete the list of community amenities.

M2i boasts floor plans that are “thoughtfully unplanned.” The open floor plans give one freedom to add or move walls. Floor-to-ceiling windows, 11 to 14-foot ceilings and skylights and private decks are found in most units.

The lofts at M2i range from 860 to 1,487 square feet. Two-story one-bedrooms range from 814 to 1,372 square feet. Town homes and live/work suites are also offered. With Petco Park a block away, Starbucks downstairs, and the Gaslamp Quarter in your backyard, M2i offers a key location, unique style, and flexible floor plans for the in-the-know urban dweller.

Search All M2I Downtown San Diego Condos For Sale. Full Unit Details and Photos Herehttp://freesdhomesearch.com/index.php/downtown-san-diego-condos-for-sale/

Available for showings daily.  Don’t hesitate, Call:

Your friends and local real estate experts,

San Diego Realtors

Sandro, Oliver, Sam

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

Proudly serving all of San Diego County including: Oceanside, Carlsbad, Leucadia, La Costa, Encinitas, Cardiff, Del Mar, La Jolla, Pacific Beach, Escondido, San Marcos, Poway, Hillcrest, Rancho Bernardo, Vista, Chula Vista, Spring Valley, Point Loma, Coronado, all other cities in San Diego!

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime(for free!) http://www.FreeSDHomeSearch.com

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15 Tips to bring you Massive Success – In Real Estate, Business, and Beyond!

15 Tips to bring you Massive Success

Judging from the number of self-help and business books sold every year, millions of people want to know what it takes to be successful in business and in life.

Especially if you define success as abundance in all areas of your life – not just money – then being “successful” is what life is all about.

Take a look at these 15 Success tips and get in the right mindset for reaching your goals and achieving massive success!

1. Get out of your comfort zone… and stay there!Real Estate Success

Not much happens of any significance when we’re in our comfort zone, so get out. When you are out of your comfort zone or uncomfortable, you are growing.

2. Never ever give up.

Almost nothing works the first time it’s attempted, so don’t give up. Just because what you’re doing does not seem to be working, doesn’t mean it is not going to work. It just means that it might not work the way you’re doing it. Remember, if it was easy, everyone would be doing it!

3. When you’re ready to quit, you’re closer than you think.

There’s an old Chinese saying that goes like this: “The temptation to quit will be greatest just before you are about to succeed.” It’s always darkest before dawn. Most people quit when they are 3 feet from GOLD!!

4. With regard to whatever worries you, not only accept the worst thing that could happen, but make it a point to quantify what the worst thing could be.

Very seldom will the worst consequence be anywhere near as bad as a cloud of “undefined consequences.” During the toughest times just think “This can’t kill me, one day I’ll look back on this and laugh!” Hahaha…

5. Focus on what you want to have happen.

Remember that old saying, “Whether you think you can or can’t, you are right.” It is always so important to keep a positive mindset. 80% of your success will come from this.

6. Take things a day at a time.

No matter how difficult your situation is, you can and will get through it if you don’t look too far into the future, and focus on the present moment. You can get through anything one day at a time. “This too will pass”

7. Always be moving forward.

Never stop growing. Never stop improving. Never stop doing. The moment you stop improving you (and your organization), it starts to die. Make it your goal to be better each and every day, in some small way. Remember the Japanese concept of Kaizen. Small daily improvements eventually result in huge advantages.

8. Measure everything of significance.

I swear this is true. Anything that is measured and tracked, improves. Keep track of your numbers. Hold yourself accountable and watch your business grow.

9. Anything that is not managed will deteriorate.

If you want to uncover problems you don’t know about, take a few moments and look closely at the areas you haven’t examined for a while. I guarantee you problems will be there.

Real Estate Success Tips10. Pay attention to your competitors, but pay more attention to what you’re doing.

When you look at your competitors, remember that everything looks perfect at a distance.
What is your edge? What make you different? Why should someone work with you over the competition?

11. Never let anybody push you around.

Never let someone tell you “It can’t be done.” Don’t let other people’s opinion determine your success.

12. Never expect life to be fair.

Life isn’t fair. Let me say that again, life isn’t fair. You make your own breaks. Don’t let your down falls hold you back. You will fail many times before you succeed. Fail Forward Faster!!

13. Solve your own problems.

You’ll find that by solving your own problems, you’ll develop a competitive edge. You never succeed in technology, business, or anything by following the others. Be you, and YOU will succeed!

14. Don’t take yourself too seriously.

Lighten up. If you are walking around upset and uptight that is what you will get more of. Be happy and positive! None of us are in control as much as we like to think we are.

15. There’s always a reason to be happy, so SMILE!

Find the reason to smile. After all, you’re really lucky just to be alive. Life is short. Remember: “We’re not here for a long time, we’re here for a good time!”

Your friends and local real estate experts,

San Diego Realtors

Oliver, Sam, Sandro

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

Proudly serving all of San Diego County including: Oceanside, Carlsbad, Leucadia, La Costa, Encinitas, Cardiff, Del Mar, La Jolla, Pacific Beach, Escondido, San Marcos, Poway, Rancho Bernardo, Vista, Chula Vista, Spring Valley, Point Loma, Coronado, all other cities in San Diego!

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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Posted in FreeSDHomeSearch
How To Sell A House: 10 Tips For Selling Your House FAST (and for a great price!)

10 Steps to Sell Your House Fast

If you (or someone you know) is looking to sell, you will probably be looking to make the most amount of money from the sale, right?

So how do you go about makeing sure you net the most money possible?

How To Sell A House: 10 Tips For Selling Your House FASTBelow are 10 tips that a seller can follow to assure that the home gets the best price and most of all, get’s sold quickly.

Step 1: Use a broker that is familiar with your area

You need to expose your property to as many potential buyers as possible. That being said, who do prospective buyers get in touch with when they are house hunting? Most people turn to Real estate agents and brokers. So working with a broker/agent who is familiar with your local market is key. The National Association of Realtors says that 85% of purchasers rely on real estate brokers for their home selections, while the Internet accounts for the majority of the remaining 15%…. and who creates all of those online real estate postings? Real estate agents and brokers from the local area. If you need help with any of this, our would gladly apply for the job!

Step 2: Familiarize yourself with the listing sale agreement.

Standardized real estate contracts have become lengthy and complex over many years. If you sign one of those, read it carefully and be aware that you are agreeing to every unmodified term and condition. Make sure there is nothing in the agreement that needs to be taken out, rewritten, or added. Brokers will offer a copy of the sale agreement that they might use at listing presentations and go over it with you to avoid misunderstandings. Consult your attorney or broker for further detailed information.

Step 3: Be completely familiar with the current real estate market.

For the sake of negotiations, knowing recent comparable sales data isn’t always enough because often they don’t give the complete picture. As an example, two houses might have both sold for $300,000 but the owner gave one buyer a $20,000 seller credit for a new roof and appliances. Local brokers who are familiar with the details of recent sales are able to provide the best negotiation advice.

Step 4: Understand all of the terms you are offering.

You are confident that your property is going to sell at a satisfactory price, but instead of starting out with an inflexible amount, consider the property sale as a combination of price and terms. For example, it might make more sense in a slow market to help to offer to pay some of the buyer’s closing costs by offering a “seller contribution” instead of lowering the price of the property. Often the seller contribution could be significantly less than a reduction in price. Also, buyers who require cash to close the sale could find that more attractive causing your place to sell over your competition.

Step 5: Request a smaller deposit.

In order to create a legal contract, the buyer needs to make an “earnest money deposit”. In an ideal marketplace, a seller will receive a large deposit, but in a challenging market, a much smaller can be accepted. Buyers generally prefer to put down the lowest possible deposit because a huge deposit indicates a big financial and psychological commitment. You can ask for a lower deposit if the buyer has mortgage pre-approval or if the buyer shows a strong interest in the property and you have no other offers.

Step 6: Try to sweeten the pot.

Are you really planning to take large items like a swing set, sun awning, or washing machine? In certain cases it may be better to leave such items for a buyer to make an offer.

How to Price a Property correctly - Sell Real Estate FASTStep 7: Keep your photos updated.

For example, if your MLS photo shows snow around your home in the middle of the summer, potential buyers will know your house has been on the market a while. They may interpret that as a bad sign and will expect to submit a lower initial offer. Make sure your broker posts recent photographs.

Step 8: Fully understand the marketing plan.

The broker’s marketing plan should be reviewed quite often to see that it is being followed and is changed whenever it is needed.

Step 9: Check out the competition (open houses).

Going to open houses, also known as your competition is a great idea. It isn’t always easy to be objective. However, do other owners have selling ideas that might work in regards to your home? Is there something you can
use to bargain with? You could consider offering to do some painting or other cosmetic repairs.

Step 10: Don’t nickle and dime, keep everything in context.

Don’t worry about nickels and dimes when your main goal is to get the house sold. For example, before closing the deal, a seller had a buyer request an extra $500 to resolve last minute repairs that were discovered. That gesture seemed like nothing more than a case of buyer’s remorse, so the seller agreed to it, received an otherwise ideal price, and closed the sale. It wasn’t long before the prices softened in the local market. It was better to lose $500 than to find another buyer later when the market was lower and the final sale price would probably have been less by several thousand dollars. Would the seller have preferred to save that $500? Certainly. However, six hundred dollars was a small price to pay considering that the delays could have meant a big reduction in price (and getting stuck with another mortgage payment).

If you would like any additional information or have any questions, please contact us anytime.

Your friends and local real estate experts,

San Diego Realtors

Oliver, Sam, Sandro

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
Always working hard for you!
www.BigBlockRealty.com
CA DRE #01885775

BUYING OR SELLING?: Don’t forget our Free Home Search Tool.
Search the MLS anytime! http://www.FreeSDHomeSearch.com

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Posted in FreeSDHomeSearch
Understanding The 3 Step California Real Estate Foreclosure Process

Understanding The 3 Step California Real Estate Foreclosure Process…

In this market, there are many challenges for homeowner that could cause them to fall behind on their mortgage payments. It could be anything from job loss to a death in the family.

man_question_markWhat ever the reason is, as you fall behind on the payments you have state regulated guidelines that the lender must follow before they can foreclose on the property.

In a recovering market another potential scenario is when a homeowner needs to sell but the value of the house is “upside-down”, the market value of the home is actually less than the amount owed on the mortgage. In this scenario you could try a short sale, however if unsuccessful the threat of foreclose becomes real.

Foreclosure is the proceeding in which a mortgage holder, bank or other secured creditor sells or repossesses a real property after the Homeowner has failed on the terms of their agreement (a mortgage or a deed of trust).

Whatever the reason, after consistently missing payments the lender will usually consider the loan in default and begin with the foreclosure process. The Lender will have the right to sell the property or even call the loan due.

In California short sale / foreclosures have 3 steps in the timeline towards the property being sold.

1. Notice of Default (NOD):
A Notice of Default is a public notice given to the homeowner. It could be posted on the window or door, or mailed. When a borrower is in default, or behind in mortgage payments, the lender will attempt to collect by any means necessary, including seizing the home. In California lenders usually do not file an NOD until the homeowner is at least 90 days behind in payments. At this point many homeowners will try a short sale to avoid the property going to foreclosure.

2. Notice of Trustee Sale (NOTS):
A Notice of Trustee Sale is a public notice, given to the homeowner and published in a newspaper communicating a date for auction. This is also generally posted on the door; it is generally at least 21 days before the sale takes place.

3. Auction:
An auction is a public place, usually a courthouse, where properties are auctioned to the highest bidder.

Contact us today if you have questions or would like some assistance.

Your friends and local real estate experts,

San Diego Realtors

Oliver, Sam, Sandro

The Home Team

Contact us today:

Oliver Graf – Direct: (760)237-8006
Sandro Natale – Direct: (949)290-2599
Sam Khorramian – Direct: (858)518-1533

Have a question? —>Contact or Email us direct <—

Big Block Realty
“Helping You Win In This Market”
www.BigBlockRealty.com
CA DRE #01885775

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